Harbor Ithaka, WM LLC (“the Company”) is an SEC-registered investment adviser based in Miami, Florida (CRD number 170580). This material is provided on a strictly private and confidential basis for information purposes only and the views and opinions contained herein are not to be taken as investment advice nor as a subscription/securities offering. By attending or reading this presentation/information, you will be deemed to have agreed to the obligations and restrictions set out below. Without the express prior written consent of the Company, the presentation and any information contained herein may not be (i) reproduced (in whole or in part), (ii) copied at any time, (iii) used for any purpose other than your evaluation or (iv) provided to any other person, except your employees and/or advisors with a need to know, who are also advised of the confidentiality of this information. All information contained herein is presented/provided in good faith and is believed to be accurate and reliable at the time of compilation. Every piece of external sources of data is extracted from market reliable sources of information that are meant to inform and be more accurate when presenting the Company’s statements. The information contained herein is provided “as is” and on an “as available” basis without warranties of any kind nor representations with respect to the accuracy or completeness of the information set forth herein. The Company does not warrant that the information contained on the Company’s website will be uninterrupted or error free, or that any information, software, or other material accessible from or related to the Company’s website is free of viruses, worms, or other harmful components. Some of the documents or information contained herein and/or in the Company’s website and other communications may contain links and/or references to information created and maintained by other, unaffiliated organizations. The Company does not control, cannot guarantee, and is not responsible for the accuracy, timeliness, or the continued availability or existence of this outside information. The investments derived from working with Harbor Ithaka LLC do not guarantee income to investors now or in the future. Past results do not guarantee future performance. In general, performances presented herein, if so is the case, represent past performance. Past performance is not a guarantee or a reliable indicator of future results. Investment return and the principal value of an investment will fluctuate. Shares may be worth more or less than their original cost when sold/redeemed. Current performance may be lower or higher than performance shown.

Additional Disclaimer for Fund’s information/performance presentation

Estimates of portfolio diversification, position sizes, leverage, assessment of risk and all similar data (together “Portfolio Characteristics”) presented herein are estimated calculations based on such information and seek to describe the portfolioʼs past investment and positioning; The investment advisor can make no assurances as to its ability to maintain similar or desired portfolio diversification, average maturity and other portfolio targets. Portfolio characteristics are subject to changes without notice at the sole discretion of the Investment Manager. There can be no assurance nor should it be assumed that future investment performance will conform to the performance presented herein. Additionally, there is the possibility that an investor may lose all or a significant portion of its investment in the Fund. Investors are cautioned that the term “secured” does not imply that any debt security or any financial instrument is not potentially subject to default or loss of principal; and the value of applicable collateral may either fluctuate, depreciate, or otherwise fail to provide the protection anticipated at the time of investment. No assurance can be given that the fundʼs investment objectives will be achieved or that investors will receive a return of any capital. Investments made by a Fund and the results achieved by a Fund are not expected to be the same as those made by any other Fund advised by the Company, even if they have similar investment objectives or policies. The performance of a new or smaller Fund may not represent how it is expected to or how it may perform in the long-term. Funds with limited operating histories for investors are harder to evaluate and those Funds which are new and/or smaller in terms of assets may not attract sufficient assets to achieve investment and trading efficiencies. A Fund may be forced to sell a comparatively large portion of its portfolio to meet significant shareholder redemptions for cash, or hold a comparatively large portion of its portfolio in cash due to significant share purchases for cash, in each case when the Fund otherwise would not seek to do so, which may adversely affect performance. Investors should consider the investment objectives, risks, charges and expenses of the funds, carefully before investing. This and other information are contained in the fund’s prospectus and summary prospectus, if available, which may be obtained by contacting your investment professional or any of the Company’s representatives.”

Disclaimer